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Irish Life Health
Welcome to Ireland’s newest health Insurer, Irish Life Health. Bringing fresh options and innovation to the health insurance market.
Irish Life
Irish Life the largest life and pensions group and fund manager in Ireland, employing 2,000 people and servicing one million customers.
Irish Life Investment Managers
Managing assets in excess 39bn, ILIM manages money on behalf of multinational corporations, charities and domestics.

Leading edge in technology and innovation

We are at the leading edge of pension technology and innovation

Irish Life Corporate Business has a long tradition of introducing innovation to pensions in the Irish market. We were the first Irish provider to introduce:

• Defined Contribution pensions

• Indexed investment funds

• An online pension presence

Source: Irish Life Corporate Business

We continue to be at the leading edge of pension development in Ireland. The following innovations show our commitment to delivering market leading products and services.

Pension Planet Interactive

Pension Planet Interactive is a market leading online platform with access for consultants, employers, trustees and members to administer corporate pension scheme arrangements. Pension Planet Interactive is highly valued by our customers and has won prestigious industry awards.

It offers comprehensive information on pension plan details and investments as well as a wide range of online administration tools, for example the functions to process leaving service options and add or update member details. All tools and information are tailored to the specific access levels of members and administrators.

Irish Life EMPOWER

Irish Life EMPOWER is a simple app designed to help you plan for your retirement. It’s your individual pension calculator on the go and lets you take control of your pension. This app will also help you to stay up to date with the progress of your pension and offers lots of useful information about your plan and investment details. iPhone/iPad users can go to the Apple Store to download Irish Life EMPOWER, Android users can download the app from the Google Play Store.

Pension calculator

Our online pension calculator Pensionprophet.ie is an easy-to-use projection tool to help with financial planning for retirement. Pension Prophet predicts the size of the pension fund a member may accumulate at retirement based on:

• Current and projected contribution levels

• Investment returns

• Income and inflation developments

Projections can be varied to see what effect different contribution amounts and investment periods can have on the fund, based on certain assumptions. It’s a graphic and easy to use online calculator which also quickly displays the benefits and costs of additional pension savings

Pension Pulse

“Pension Pulse” is an innovative approach to member communication launched in 2012. We provide members with a simplified and personalised one-page document, called “Pension Pulse”, which contains two key messages for members of Defined Contribution (DC) and Additional Voluntary Contributions (AVC) pension schemes:

  • Retirement savings: Are you saving enough?
  • Fund choice: Are you happy with your level of investment risk?

We believe these are the two key areas of DC pension arrangements that members need to understand. Pension Pulse helps simplify the message around these two key areas in a short, snappy, colourful and modern communication and ultimately helps members plan better for their retirement.

Click on the image below for more information about Pension Pulse.

Personal Lifestyle Strategy (PLS)

Our Personal Lifestyle Strategy is a genuinely innovative investment solution for pension members. While better protecting members’ pension fund values against market fluctuations throughout life, it also dynamically directs members’ investments into appropriate funds to best match their likely retirement benefits. No other pension investment strategy in Ireland has this capacity for a truly personalised solution.

Once and Done Underwriting Approach

Irish Life Corporate Business were the first Irish insurer to introduce “Once and Done” underwriting to the Group Risk market. This is a fresh approach to underwriting for high earners which minimises the underwriting they need to do throughout their life. They are underwritten “once” and they are “done” for life (up to jumbo limits). This differs radically to the old approach when customers had to be sent for medical examinations every few years.

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