Irish Life Health
Welcome to Ireland’s newest health Insurer, Irish Life Health. Bringing fresh options and innovation to the health insurance market.
Irish Life
Irish Life the largest life and pensions group and fund manager in Ireland, employing 2,000 people and servicing one million customers.
Irish Life Investment Managers
Managing assets in excess 39bn, ILIM manages money on behalf of multinational corporations, charities and domestics.

EMPOWER Master Trust

Discover the Irish Life EMPOWER Master Trust

As the largest DC (defined contribution) pension provider in Ireland, Irish Life has a wealth of industry experience and customer knowledge. We’ve used our insights and collaborated with expert advisors to bring you an exceptional master trust solution.

The EMPOWER Master Trust has some stand out features

A wholly independent board of trustees

Unlike many other master trusts, the EMPOWER solution has wholly independent trustees with no ownership links to Irish Life.


Meaningful member engagement

In a master trust, meaningful member engagement is essential. EMPOWER Master Trust provides members with telephone and email support, virtual support sessions, award winning member engagement tools, and carefully curated video content that resonates and engages the audience.

Personalised investment strategy

The EMPOWER PLS is a unique default strategy, that is designed to adapt to each individual member’s circumstances.


Responsible investing

Irish Life Investment Managers [ILIM] has led the way for responsible investing in Ireland and will continue to do so.


Top of the range technology

In 2019 Irish Life committed to investing €100 million over five years to ensure that the EMPOWER Master Trust is backed by a robust data and digital infrastructure.

Exceptional administration

As winners of the Excellence in DC award at the 2021 Irish Pension Awards for 2 years running and with over 35 years of experience in pension administration, Irish Life knows how important our people are and our team always go the extra mile for clients and members.

Group Life Insurance

Employers have the option to add life insurance (insured by Irish Life) within the trust, for efficiency and simplicity on the employer side, whilst enhancing the overall member experience.

If you want to future proof your pension plan and make any additional regulatory updates as easy as possible down the line, it’s time to Trust the Pension Masters.

To learn more about the Irish Life EMPOWER Master Trust, email our master trust team directly at todayor download the brochure below. 

To learn more about your options and whether a master trust is the right fit for your company pension plan, head over to our guide to making the master trust decision.






WARNING: If you invest in this product you may lose some or all of the money you invest.
WARNING: If you invest in this product you will not have any access to your money until you retire.
WARNING: The value of your investment may go down as well as up.
WARNING: This product may be affected by changes in currency exchange rates.

Securities Lending: The assets in these funds may be used for the purposes of securities lending in order to earn an additional return for the fund. While securities lending increases the level of risk within the fund it also provides an opportunity to increase the investment.

Irish Life Assurance plc is the product provider for the EMPOWER Master Trust as sponsored by Irish Life Financial Services Ltd., with Irish Pensions Trust Ltd., appointed as Trustees.

Irish Life Investment Managers is the Investment Manager for the EMPOWER Master Trust.

Irish Life Investment Managers Limited is regulated by the Central Bank of Ireland.

Financial advice in relation to this product is provided by Irish Life Financial Services Limited.

Irish Life Financial Services Limited is regulated by the Central Bank of Ireland.

Further detail on the operation of the EMPOWER Master Trust is made available to participating employers.