Income Protection Guide for Employers
Irish Life's strength in Income Protection
Irish Life is the leading provider of Income Protection in Ireland. We currently provide insurance to over 275,000 people, covering a wide range of occupations.
Irish Life pays income benefits to 2,200 people to bridge the gap between social welfare entitlements and the income claimants require to maintain a reasonable standard of living when they are ill or injured.
If you are interested to find out more about our Income Protection scheme, check out our Income Protection Claims Guide for Employers here.
Our Income Protection goes further
Income Protection is one of the cornerstones of Irish Life's business. It provides benefits to people when they really need them. However, Irish Life's Income Protection goes much further than simply ensuring the benefit payment gets there on time.
After a serious illness or accident, many people are unable to adjust to their changed circumstances without the benefit of supportive advice and assistance.
Irish Life believes in the formation and maintenance of long term relationships with the income protection claimant, including:
- Managing genuine claims efficiently;
- Offering rehabilitation and retraining possibilities; and
- Offering trained help and advice
All these services are offered with the objective of restoring physical, mental, social and occupational capability as quickly and as fully as possible.
Typical steps of an Income Protection claim
- Submitting a claim
- Medical report
- Claim assessment
- Benefit payment
- Claim review
- Health claim advisers and home visits
- Rehabilitation and returning to work programmes
